We underwrite specialist high-risk, high capacity insurance and reinsurance – backed by a blend of forensically sharp experience and dynamic young talent.


Leadership Team & Board

Leadership Team

Richard Watson

Founder and CEO

Before founding Inigo, I spent 33 years with Hiscox Ltd. During this time, Hiscox grew to be the largest global specialist insurer, with GWP in excess of $4bn. My career saw me work through the ranks to become Chief Underwriting Officer – a position I held for seven years.

Previously, my career encompassed multiple lines of business in insurance and reinsurance, culminating in becoming CEO of Hiscox Global Markets before I moved to Hiscox USA to serve as CEO during its formative years.

Russell Merrett

Founder and Chief Underwriting Officer

With 25 years’ experience in the insurance sector, my career spans broking, underwriting and launching an insurtech, Kinsu, in 2017. I am the former Managing Director of Hiscox London Market. Having joined Hiscox in 1997 as a reinsurance underwriter, I spent my next 16 years in senior positions, including Active Underwriter for Syndicate 33. Before my time at Hiscox, I was a reinsurance broker at Greig Fester.

Since 2015, I have served as an Independent Non-Executive Director of RenaissanceRe Syndicate Management. Previously, I was also Chair of the LMA’s Reinsurance Business Panel and served on the Non-Marine Committee.

Stuart Bridges

Founder and Chief Financial Officer

A chartered accountant, my previous roles include Chief Financial Officer of Control Risks Group, Chief Financial Officer of Nex Group plc (formerly ICAP plc) and Chief Financial Officer of Hiscox plc – a position I held for 16 years. Before Hiscox, I held numerous positions at financial services companies in the UK and US, including Henderson Global Investors.

I am a Non-Executive Director, and Chair of the audit committee of Caledonia Investments plc and investment firm UIL Ltd. Previously. I was Chair of the LMA Finance Committee and a member of the ABI Finance Committee.

Andrea Aakre

Chief People and Development Officer

I head up our dynamic HR team. We support our Inigo colleagues to reach their full potential and succeed, while showcasing why outstanding talent should join us. I also drive diversity and inclusion – ensuring we reflect the clients we work with, and benefit from the different backgrounds, viewpoints and experiences a diverse team offers.

In my free time, I love to travel and hike my way up the highest mountains.

Steve Agutter

Head of Claims

Craig Knightley

Head of Casualty

George Stratts

Head of Property

Matthew Rolph

Head of Distribution

Erdal Atakan

Head of Technology

I lead our fantastic technology team. We aim to use the best tech to enable superior data and analytics – intuitively and efficiently – at the point of underwriting. To achieve this, we deliver all systems and infrastructure-related projects using cloud native technology. We also make sure Inigo’s daily operation runs smoothly – working with our partners to deliver a superior computing experience.

Outside work, I’m an exercise enthusiast and enjoy mountain biking around the Surrey Hills.

Vanessa Hartley

Chief Risk Officer

As head of our risk management function, I help Inigo achieve our goals by ensuring we understand and appropriately manage our risks – and opportunities.

Outside of work, I love to sing. I'm actively involved in my local choir, which I was a founder member of. Our stand-out performances include Southwark Cathedral, Hampton Court and the V&A.

Alice Kaye

Chief Operating Officer


Sir Howard Davies

From 1995 to 1997, I was Deputy Governor of the Bank of England before taking the position of Chairman of the UK Financial Services Authority. In 2003, after six years with the FSA, I became the Director of the London School of Economics and Political Science, and am currently a professor of Practice at the Paris Institute of Political Science.

Between 2012 and 2015, I was chair of the UK Airports Commission. In 2015, I took the position of Chairman of the NatWest Group. I have also authored several finance-related books

Siobhan Cifelli

I have over 30 years’ experience as an HR Director within the Financial Services sector, working at C-Suite level within Banking, Asset Management and Insurance.

I now have a portfolio career, focusing on my Independent Non-Executive (iNED) roles bringing additional HR and talent management strategic thinking to the Boards I sit on.

I am currently iNED at Inigo Insurance and Chair of the Remuneration Committee. I am also an iNED at McGill and Partners, a specialist (Re)insurance broker.

Before my early retirement and the start of my portfolio career, I spent over 10 years at Aon plc in various global HR roles, culminating in the position of Chief Human Resources Officer, reporting to Greg Case. Previously, I was Group HR Director of Benfield Group (Reinsurance), HR Director for AXA Investment Managers and also spent many years at NatWest Bank undertaking various senior HR roles.

My passion is helping organisations achieve great performance through people. I am a qualified performance coach and understand the value of leadership capability within any talent strategy.

Amanda Bowe

David Escalante

James Dean

I am a chartered accountant and have spent my entire career in financial services. Having started as a graduate trainee at Price Waterhouse, I became a partner in 1991. In 1998, I joined Ernst & Young to lead their Insurance Audit Practice, followed by seven years heading up a newly-established consulting practice. I then became managing partner of the UK Financial Services Audit Practice, and continued to lead client teams across the Banking, Insurance and Asset Management sectors throughout this time.

I have a strong interest in professional excellence. I chaired the ICAEW Insurance Committee for many years and was a member of their Financial Reporting Committee. I also led EY’s Global IFRS Insurance Group.

Since 2012, I have gained significant Non-Executive Director experience serving on the boards of UK retail insurer LV=, FTSE 250 listed Wealth Manager Rathbones and a small building society in my home town, Stafford. I am also Chairman of Reigate Grammar School – a leading independent day school.

Steve Gruber

Tim Hanford

I am Managing Director of J.C. Flowers & Co. Europe and a member of the firm’s Management Committee. Before joining them in 2009, I worked with J.C. Flowers & Co. as Co-Head of FPK Capital. Prior to that, I was Head of Private Equity at Dresdner Bank and a member of the Institutional Restructuring Unit’s Executive Committee. My other experience includes serving as a Board Director of Schroders, based in Hong Kong and Tokyo, where I was Head of Structured Finance.

I also serve on the Boards of Directors of Inigo Insurance, Castle Trust Bank, and Interactive Investor Limited.

Peter Jurdjevic



Steve Agutter


I head up our Claims team. We support clients through the claims process, settling claims as soon as possible or helping to defend a claim against them. Our diverse team of industry experts, complemented by the development of less-experienced claims staff differentiates us in the London market.

I enjoy cycling and have conquered some Tour De France iconic climbs. After having to give up football, I’m left with the frustration of supporting West Ham.

Juliet Hamilton


I look after the First Party (Property D&F, Energy, PVT) and Reinsurance claims teams. My passion is building a dynamic team of determined problem-solvers. My work with Insureds, plus 10 years’ claims experience gives me the knowledge to creatively solve problems, and understand how clients value our products.

Outside work, it’s mostly family time. I was born and raised in Jersey, so return as much as possible, where we love water sports and BBQs.

Yera Patel


I am responsible for managing the claims portfolio and data/analytics across Casualty which includes D&O, FI, GL, and Marine and Energy.

My favourite pastime is walking though Hyde Park with my dog, Gatsby. I also love to cook and bake new recipes.


Direct & Facultative Property

The Great Fire of London caused an estimated £10m worth of damage to the streets of London, yet few of us know its aftermath led to the creation of modern insurance. Following the Great Fire, Nicholas Barbon founded a building insurance business and London's first fire insurance company.

We offer specialist insurance against direct physical loss or damage, business interruption and natural catastrophe to properties worldwide – particularly the US, UK, Europe, Canada, Japan and Australia.

Our extensive cover spans Commercial Real Estate, Public Entity, Hospitality, Retail/Wholesale, Institutions, Manufacturing, Energy (North America), Power Generation (North America), Media & Telecommunications, and Healthcare.

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George Stratts

Head of Property

Yves Colomb

Head of Pricing Property

I head up the pricing team which supports our First Party underwriting division. We develop and maintain the pricing tools and methodologies used to support risk selection, and monitor our pricing performance – in absolute terms and against the business plan.

I like watching NBA basketball, and love reading, so book recommendations are welcome. I’m also interested in Warren Buffett’s investment philosophy. I have a bit of a contrarian streak, so at times, may kindly disagree.

Chris Hill

Head of Property D&F

The Property D&F team insures clients’ properties for everything from fire to earthquakes. As head, I help guide our appetite for different types of clients and the capital we can offer. Our talented and diverse team is involved with all parts of our business and culture, and are encouraged to express their ideas and opinions.

I love learning new things, reading books, podcasts, and even kite surfing – which is exhausting, but exhilarating.

Greg Benson


I am an Underwriter for the Property Direct and Facultative team. We draw on a wide range of experience from across the industry to provide insurance solutions for our clients and manage a well-balanced portfolio for our investors. We use data, knowledge and interpretation to analyse and price risk effectively.

I like trying a whole range of sports – except golf. I’m bad at golf. I also enjoy reading, modern history and watching Arsenal win.

Chris Prior


I work as an Underwriter for the Property Direct and Facultative team. I really enjoy meeting clients and understanding their business, as I believe it leads to better underwriting decisions.

Outside of work, I love all sport, particularly watching my beloved Leyton Orient. I still haven’t given up hope of being their number 9. I also enjoy playing golf, cooking and spending time with my wife and son.

Charlotte Wayman


Abigail Seakens


Ben Loader


As an Assistant Underwriter, I support underwriters by looking at risks from start to finish and presenting to the team. I also support any ad-hoc capacity and database management.

I am a huge Tottenham Hotspur fan and play a lot of sport in my spare time. My winter is filled with 11-a-side football and summer filled with cricket. I am also a keen golfer with a handicap of 11.

Neal Jani


Currently, I am training to become an underwriter in a team that assesses, evaluates and prices a variety of property and energy risks. My role typically includes reviewing risks, analysing pricing and statistic models, and maintaining the order of the work we produce.

My key leisure interests revolve around avidly following football and cricket, music (favourite artist is Nines) and travel, where my top holiday locations have been Dubai, Cancun and Marrakech.

Rhonda Coello


It’s an amazing honour to be part of the dynamic Property Direct and Facultative Global Underwriting team, and work in the Lloyds environment. With 20 years of industry expertise, I find the best path to success is to be approachable, a straight-talker and work collaboratively with brokers and clients to find the best possible solutions to their greatest challenges and changing needs.

Outside work, I enjoy organizing events, community volunteering, cooking and being with family and friends.


Political Violence & Terrorism

Nothing would give us greater pleasure than the ability to drop PVT from our product lines. Sadly, in this increasingly polarised world, where every day seems to bring new threats, we’re needed more than ever.

We provide cover for terrorism, strikes, riots and civil commotion, political violence, war on land, malicious attack, threat, active assailant and active shooter. Our clients range from multinationals, energy and power companies, sporting and social event management to private individuals. Our specialist, highly-experienced and market-leading team underwrites both UK and international clients on an XL, direct and facultative basis. In an ever-changing geopolitical environment, we bring reassurance.

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Sandy Warne

Head of Political Violence and Terrorism

I head up our Political Violence and Terrorism team, which insures all war perils, so sadly, I’m busier than I would like. We also protect our multinational and individual clients against civil unrest, strikes and riots worldwide. We even cover event cancellations, including famous pop artists and sporting events including the Olympics.

I love adventuring and sport, and completed the Abu Dhabi International Triathlon and the Bahrain Half Iron Man.

Guy Burrows


I am a Senior Underwriter in the Political Violence and Terrorism team. We provide standalone coverage against perils such as Terrorism, Riots, Coup d’Etat and War for assets ranging from football stadiums to supermarkets. We are unique in that our line of business can differ hugely year-on-year based on the changing geopolitical landscape, which keeps our jobs fresh and challenging.

Outside of work, I am fortunate enough to be a Charlton Athletic season ticket holder.

Sophia Cartmell


I am a Political Violence and Terrorism Underwriter, working on providing security, continuity and confidence so our clients can continue working and thriving in this ever-changing world. To do this, the team stays up-to-date with geopolitics and works together to find innovative solutions to our clients’ needs.

I qualified as a ski Instructor in Canada, and love hitting the slopes as often as I can throughout winter.

Henry Sloan


As Assistant Underwriter for the Political Violence & Terrorism team, I review and underwrite accounts submitted by our broking partners, and decide if they are within our underwriting appetite. If so, I price up terms.

I am a long-suffering Peterborough Utd fan, and a very keen, albeit average golfer with an 11 handicap. My golfing career peaked with a round of 73 at Royal West Norfolk, where I three-putted the 18th. I’m still kicking myself.


Aviation War

During WW2, brave American women volunteered for the experimental Women Airforce Service Pilots. They faced huge risks testing overhauled planes, flying aircraft to military bases, and towing targets for live anti-aircraft gun tests. Protecting WASP would’ve been an honour for our highly-skilled, market-leading Aviation War team, who welcome innovation and understand a willingness for risk.

Our global client base covers major operators plus associated lessors, banks and finance parties. With a service-led relationship with our brokers and clients, we cover physical loss or damage to aircraft, confiscation by Government of Registry, aircraft spares, plus excess third-party war liability. We also offer hull war, total loss only and contingent hull war cover.

Sandy Warne

Head of Political Violence and Terrorism

David Langran


Amy Birch


I work as an Assistant Underwriter for the Aviation War portfolio, providing global Hull War, Contingent War and Excess Liability cover for Aircraft Operators and Lessors. My role involves liaising with brokers to review accounts, attend client presentations and assist with the cradle-to-grave underwriting process.

I enjoy trying new restaurants and watching a good film, while eagerly awaiting the next Wimbledon tennis season. Previously, I was involved in charity work for Help Refugees in Calais.


Energy Liability

Earth’s sun is set to burn out in 4 to 5 billion years – give or take – which may be one energy risk too far even for us. In the meantime, we provide property damage and business interruption coverage for a sector in the midst of transition.

As the energy industry explores more sustainable options and continues to evolve, our cover evolves with you. We protect the old and the new – from Onshore Oil, Gas and Petrochemicals industries to Power and Renewables – based primarily in North America, Europe and Australasia. Our technical approach to underwriting means we truly understand the risks you face and can provide cover tailored to the specific needs of your operation.

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Paul Talbot


I joined Inigo to build the Energy book, comprised of Downstream Oil, Gas & Petrochemicals, and Power and Renewables lines. With an engineering background in the processing industries and risk management, my passion is understanding and measuring property damage and business interruption risks, and working out how we can tailor cover to satisfy our clients’ needs.

I love to cycle whenever I get the chance. It’s the best exercise there is while sitting down.


General Liability

Our culture is packed with sidekicks - from Don Quixote and Sancho Panza to Batman and Robin. Though perhaps less eye-catching, these complementary heroes typically take on the more standard – though no less important – risks while their flamboyant partners tackle areas requiring unique expertise. General Liability is the perfect companion to our more specialised insurance lines, protecting a range of Fortune 1000, US-based industries such as construction, rail, hospitality and real estate, mining, manufacturing, transportation, and food and beverages.

Our appetite for risk, together with flexible underwriting covering a wide variety of attachment points, means we can offer bespoke cover to your particular needs and create a long-term partnership that benefits everyone.

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Ed Wallis

Head of General Liability

I head up our General Liability (GL) team of underwriters. We provide third-party liability coverage (both public and products) to a large group of diverse risk managed companies. Typically, these are US-based and part of the Fortune 1000.

My three young kids take up most of my free time. When I do get a moment of peace, I am an avid Chelsea fan. I also really enjoy cooking and eating out.

Flavia Lyons


As a General Liability Underwriter, I analyse, price and negotiate contract terms for large and complex third-party liability risks, predominantly from the US.

With a diverse expertise and appetite, ranging from excess casualty for Fortune 1000 businesses to primary level coverage for SMEs, I aim to create long- term solutions and client relationships.

To switch off, I enjoy running, tennis and learning to solve cryptic crosswords.

Olivia Reynolds


As an Underwriter on our US General Liability team, I offer clients cover for their third-party liabilities arising from the products they sell or their premises. While we focus on US-based Fortune 1000 companies, we also cover global exposures. Our portfolio mainly includes the rail, construction, manufacturing, and hospitality sectors.

Outside of work, I’m attempting to learn to play the piano, and have a serious love/hate relationship with running.

Alasdair Mackechnie


As an Underwriter, I analyse and assess risk for US-based companies. We offer the risk transfer that provides corporations with the security and stability needed to develop and grow their business.

Away from the office, I love to stay active and play squash whenever possible.


Marine Liability

Since 30,000 rubber ducks escaped from a container lost overboard during extreme weather in 1992, they have bobbed gently across the globe – even helping oceanographers map ocean currents. However, losses and accidents at sea and onshore are rarely so media-friendly, and can massively impact revenue and reputation.

We protect shipowners, operators and charterers, and financial institutions involved in the maritime industry such as traders, cargo owners and pollution products. We also support shoreside industries from port, terminal and marina operators to shipbuilders and repairers, and can cover niche areas such as Certificate of Financial Responsibility providers.

Covering sole traders to multinational corporations worldwide, Marine is available on a direct and reinsurance basis, and can be tailored to your particular needs.

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James Power

Head of Marine and Energy

I head up Marine and Energy Liabilities. For Marine, we insure everything from shipowners and shipyards to maritime employees. On the energy side, we protect contractors and operators working on projects ranging from refineries to offshore energy construction.

For leisure, I enjoy walks in Ashdown Forest with my son and miniature labradoodle. I play tennis, golf and enjoy family foreign holidays. I have supported Everton FC through thin and thin for over 45 years.

Allie Tonna


I underwrite within Marine & Energy, ensuring global commodities can safely travel the world, and homes and industry get the energy needed. We love looking at emerging risks and are excited to see where the energy transition takes us.

I’m a nature-lover, particularly birds. I’ve visited the Amazon jungle, Central American cloud forests and Borneo wilds. A highlight was sighting the Three-wattled bellbird, vulnerable to extinction and one of the loudest birds on the planet.

Ben Humphreys


I’m an Assistant Underwriter with the Marine and Energy Liability Team. My main roles are reviewing incoming accounts and providing support on them where I can. I also help with a variety of other tasks, such as modelling our different accounts, attending client meetings and keeping track of our renewals.

Outside of work, I love playing tennis with friends and entering local tournaments.


Directors & Officers Liability

The biggest business cliché is the kitchen table idea that becomes a global powerhouse. But that doesn’t make it less true. Facebook began as a conduit for Harvard students, while Amazon started as an online bookshop. We know people with vision need to take risks. Directors and Officers protects the newest start-ups to companies who influence the world.

Specialising in US, Australian, European and Latin American-listed companies, Directors and Officers insurance can be tailored to your individual needs – covering industries at the cutting edge of innovation, like Biotechnology and Cloud software, to those that underpin the global economy, such as mining and shipping.

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Craig Knightley

Head of Financial Lines and Casualty

Running our Casualty and Financial Lines involves refining our underwriting teams’ annual plan from reinsurance strategy to deciding which sub-segments are (and aren’t) most profitable. I also focus on career development and how we can support people to achieve their individual aspirations.

When I’m not a taxi for my two young boys, I like playing and watching most sports, particularly football. I’m also studying for an Executive MBA. It’s a lot of work – but fun.

Ed Whitworth

Head of D&O

Apart from some time in the British Army, I have been underwriting US and international publicly-traded companies for most of my career, with a focus on primary. I spent nine years underwriting at Hiscox before becoming Head of Directors & Officers Liability at Inigo.

In my spare time. I am a big fan of the outdoors – all year round. I also coach rugby and volunteer as a vaccinator for the NHS.

Millie Baars


As an Underwriter on the Directors and Officers team, I offer board and management teams protection for claims arising from decisions and actions made within the course of their company duties. We focus on publicly-listed companies and have international appetite across a broad range of industry sectors.

Outside of work, I enjoy playing tennis and planning my future adventures.


Financial Institutions

"Who guards the guards?" said a loose translation of Roman poet Juvenal’s original Latin question. Businesses and individuals alike rely on banks, building societies and other financial institutions to protect our cash and investments. But who protects the protectors?

We provide a full suite of financial lines products – including crime, professional indemnity, and directors and officers cover for a broad range of financial institutions based largely in the UK, Europe, USA, Canada and Australia. Our clients are exposed to a range of risks relating both to their business line and location. We aim to say yes. We will work with you to provide meaningful capacity and create innovative solutions, backed by proactive, supportive, and effective claims handling – from initial notice to payment.

Jane Bennett

Head of Financial Institutions

I am the Head of Financial Institutions. We provide executive protection covers to a full range of different financial institutions around the globe.

In my leisure time, I enjoy reading and the theatre. For many years, I have also been a member of a local book club.



A trouble shared is a trouble halved. We are dedicated to a single goal – embracing risk. With an unwavering focus on industry-leading service and independence of thought, our value-adding Reinsurance provides meaningful capacity at sustainable and transparent terms to the world’s leading insurers.

We cover Property including Catastrophe XL, Aggregate XL, Risk XS, Proportional, Parametric, and Retrocession. And Specialty, including Cyber, Crop, Nuclear, Surety, Terrorism, and Wildfire liability. Our highly-experienced and partnership-orientated team boasts a powerful blend of different capabilities and skillsets, committed to protecting you throughout the ever-changing reinsurance environment.

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Russell Merrett

Head of Reinsurance

Stephen Agutter

Head of Claims

Nick Lazarus


I am a member of the Reinsurance leadership group, and involved in the underwriting and management of our property treaty account. Our particular emphasis is on business emanating from both the US and Caribbean regions.

Outside of reinsurance, I harbour a ludicrous aspiration to open my own restaurant.

Sarah Walcott


Natalie Smith


I work within our Reinsurance team as an Assistant Underwriter, focusing mostly on US Property Treaty. We are focused on understanding what’s important to our cedants and brokers, and how we at Inigo can best support them.

In my free time, I love kickboxing and I’m a huge animal lover. I have a very lazy cockapoo whose worst nightmare is to go for a walk.

Tarnjeet Kang


As an Underwriter on our Reinsurance team, I focus on International Property and Specialty lines. Before joining Inigo, I worked on the Broking side and use this experience to help us better understand our clients’ and brokers’ needs, and ensure we provide a high-quality service.

Outside work, I love traveling and immersing myself in different cultures. I spent three years living in Sapporo, Japan where I learnt a great deal, including learning to speak Japanese.

Hattie Graveson


Daniel MacLaurin