General
Liability Insurance

No business can stand or grow without solid foundations. Our General Liability insurance cover is the core that underpins our product lines. Providing the perfect companion to our specialised insurance, General Liability protects a range of Fortune 1000, US-based industries such as construction, rail, hospitality and real estate, mining, manufacturing, transportation and food and beverages.

Our appetite for risk, together with flexible underwriting covering a wide variety of attachment points, means we can offer bespoke cover to your particular needs and create a long-term partnership that benefits everyone.

Intrinsic to our underwriting capabilities is an unrivalled claims experience which sits at the centre of our Insurance and Reinsurance expertise.

General Liability Team

Ed Wallis

HEAD OF CASUALTY

London, United Kingdom

e: [email protected]

Alongside heading up our Casualty team of underwriters, I specialise in General Liability. We provide third-party liability coverage (both public and products) to a large group of diverse risk managed companies. Typically, these are US-based and part of the Fortune 1000. My three young kids take up most of my free time. When I do get a moment of peace, I am an avid Chelsea fan. I also really enjoy cooking and eating out.

Flavia Lyons

UNDERWRITER

London, United Kingdom

e: [email protected]

As a General Liability Underwriter, I analyse, price and negotiate contract terms for large and complex third-party liability risks, predominantly from the US. With a diverse expertise and appetite, ranging from excess casualty for Fortune 1000 businesses to primary level coverage for SMEs, I aim to create long- term solutions and client relationships. To switch off, I enjoy running, tennis and learning to solve cryptic crosswords.

Olivia Reynolds

UNDERWRITER

London, United Kingdom

e: [email protected]

As an Underwriter on our US General Liability team, I offer clients cover for their third-party liabilities arising from the products they sell or their premises. While we focus on US-based Fortune 1000 companies, we also cover global exposures. Our portfolio mainly includes the rail, construction, manufacturing, and hospitality sectors. Outside of work, I’m attempting to learn to play the piano, and have a serious love/hate relationship with running.

Alasdair MacKechnie

UNDERWRITER

London, United Kingdom

e: [email protected]

As an Underwriter, I analyse and assess risk for US-based companies. We offer the risk transfer that provides corporations with the security and stability needed to develop and grow their business. Away from the office, I love to stay active and play squash whenever possible.

Neil Noble

UNDERWRITER

London, United Kingdom

e: [email protected]

Prior to joining Inigo in Sept 2023, I spent 31 years working for AIG, always in US Casualty underwriting, and most recently running the Manufacturing & Transportation part of the Lex-London US General Casualty underwriting team. I have a total of 33 years of experience working with many US Fortune 1000 customers, underwriting lead, mid and high excess layers for a wide range of manufacturers & land transportation providers. When I’m out of the office, I enjoy cricket, golf and running, and am a West Ham United season ticket holder.   

Bezawit Negussie

UNDERWRITER

London, United Kingdom

e: [email protected]

Prior to joining Inigo in July 2023, I worked at Lockton for over 4 years in various roles and as an International Casualty Broker in my most recent role there. I completed my postgraduate degree in International Management at Southampton Business School and prior to Insurance, worked for a startup incubator in Ethiopia, focusing on Agri-Tech early-stage business ideas.

Our Underwriting Appetite

LIMITS OFFERED

35M

 

General Liability is primarily for Fortune 1000 companies, limited to a maximum of $35m, and available as excess and umbrella layers.

TERRITORY

 

Available in the USA.

PRODUCTS

 

Products within General Liability include Public, Products, Auto and Advertising liabilities, Punitive Damages and other associated umbrella coverages.

The Inigo Claims Experience

Visit any insurance company, and you’ll see promises about claims expertise and efficiency. To be frank, that should go without saying.

To us, a high-quality claims experience means so much more. It’s about appreciating everyone is different and understanding your unique challenges.

It’s about building a partnership on the foundations of a refreshingly human approach. One that trusts us to lead the way, take decisive action and be a calming influence – when and while you need us.

And it’s about proactively working to benefit everyone through insightful data analysis and creating innovative, bold solutions based on the lessons learned.

And yes. These core principles are underpinned by our responsive, nimble and expert claims team – empowered to make the right decisions at the right time to provide the best possible outcome.

Because some things really shouldn’t remain unsaid.

Steve Agutter

HEAD OF CLAIMS

London, United Kingdom

e: [email protected]

As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.

Yera Patel

HEAD OF LEGAL & THIRD PARTY LARGE LOSS CLAIMS

London, United Kingdom

e: [email protected]

I lead our Third Party claims area, specialising in D&O, Financial Institutions and Liability claims. I have over 20 years experience in the US and UK Markets. I am a New York licensed attorney, formerly in private practice. and before Inigo, I held Financial Lines Claims & Underwriting Management leadership positions at AXA XL and Beazley following my role at AIG in the Coverage Litigation and Financial Lines Departments. In addition to my Claims responsibilities, I am also is Head of Legal at Inigo and joined in January 2021.

Jade Watt

FIRST PARTY CLAIMS ANALYST

London, United Kingdom

e: [email protected]

I joined Inigo from a high-net-worth insurance company in August 2023 as a First Party Claims Analyst, specialising in Property D&F sector. New to the Lloyd’s Market, I bring a fresh and different perspective including legal research and analysis skills I developed in my previous role as well as from my Law undergraduate and ongoing Master’s.