In an industry built on predicting the unpredictable, there’s little room for error. We don’t just react to risks – we anticipate them.
Our approach to reinsurance is rooted in a relentless pursuit of understanding risk at its core. From catastrophes to cyber threats, we pair cutting-edge technology with human expertise to deliver reinsurance that’s robust, revolutionary – and evolutionary.
With cover built on meaningful capacity, transparency and innovation, we give the world’s leading insurers the confidence to face uncertainty head-on, even in the most volatile conditions.
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TERRITORY
Worldwide with an emphasis on USA, Canada, Australia, Europe, Japan and the UK.
PRODUCTS
In addition to the products listed within the Limits offered section, our Property reinsurance product includes Parametric. Products within Specialty include Crop, Cyber, Entertainment, Nuclear, Surety, Terrorism and Wildfire Liability.
LIMITS OFFERED
We provide flexible coverage across a range of complex risks for insurers worldwide. Our limits span from 15M USD for Retrocession to 75M USD for Property Catastrophe, Aggregate, Risk, and Proportional. We also protect against several Speciality risks – from Cyber to Nuclear to Wildfire Liability – with cover up to 20M USD.
Backed by a team of market-leading, expert underwriters, and an emphasis on advanced data analytics, exposure management, and claims, we offer bespoke reinsurance, sustainable partnerships, and best-in-class service.
Alice Kaye
HEAD OF REINSURANCE
I am Head of Reinsurance at Inigo, where I lead our dynamic team and shape our growing portfolio. We focus largely on short-tail lines of reinsurance, both Property and Specialty. I am a qualified actuary as well as an experienced reinsurance underwriter, having spent a decade at PartnerRe and Everest Re prior to joining Inigo in 2021. I have a master’s degree in engineering from the University of Oxford. My other career choice was as a professional bridge player, and I dream of regaining some of my prior form. I am a mother to two young girls, who bring me much joy and keep me on my toes!
London, United Kingdom
[email protected]
Damien Smith
HEAD OF SPECIALTY & INTERNATIONAL PROPERTY REINSURANCE
I am a Treaty Underwriter in the Reinsurance team, which provides lead capacity to Property and Specialty businesses worldwide. I have particular focus on the International Property and Specialty portfolios. My outside interests include tennis, tai chi, yoga, and playing classical and acoustic guitar.
Nick Lazarus
HEAD OF US PROPERTY REINSURANCE
I am a member of the Reinsurance leadership group, and involved in the underwriting and management of our property treaty account. Our particular emphasis is on business emanating from both the US and Caribbean regions. Outside of reinsurance, I harbour a ludicrous aspiration to open my own restaurant.
Natalie Donald
Head of International Casualty Treaty
I underwrite Inigo’s International Casualty Treaty portfolio, having experience across both the London Market and regional markets. Our portfolio has a particular focus on Australia, Canada, and the UK as well as the Caribbean, AsiaPac and MENA territories.
Before joining Inigo, I underwrote International and London market business most recently at MS Amlin Syndicate 2001, and prior to this at Everest Re in London.
When I’m not in the City, you can find me on my bike or with running trainers on!
Tarnjeet Kang
LINE UNDERWRITER
As an Underwriter on our Reinsurance team, I focus on International Property and Specialty lines. Before joining Inigo, I worked on the Broking side and use this experience to help us better understand our clients’ and brokers’ needs, and ensure we provide a high-quality service. Outside work, I love travelling and immersing myself in different cultures. I spent three years living in Sapporo, Japan where I learnt a great deal, including learning to speak Japanese.
Rosa Palley
UNDERWRITER
I am an underwriter in the Reinsurance Division, with a focus on US Property. I have experience in both broking and underwriting, having started my career at Guy Carpenter in the North American Property Treaty team. I subsequently joined Capsicum Re where I broadened my experience into other classes and territories, before making the move to underwriting in 2018 when I joined Hiscox on the US Property team. I love music, travelling the world, and spending time with my family.
Jeongmin Han
I am an Underwriter in the Reinsurance Division, responsible for managing and growing a profitable portfolio with a particular focus on International and Specialty lines of business. Prior to my current role, I spent over a decade in catastrophe research and development, developing models and views of risks across natural catastrophe, casualty and cyber risks for risk pricing and aggregation.
Ruth Pike
I am an Underwriter in the Reinsurance Team and I focus on International Property Treaty. My main responsibilities include analysing accounts and providing support to ensure we provide a high-quality service to our clients and brokers. My previous roles were in Catastrophe Modelling, and I use this experience to help assess the underlying risks. Outside of work I enjoy trying new recipes and dancing, sometimes I combine the two and dance in the kitchen.
Joe Banks
Underwriter
I am an Underwriter on our Reinsurance team, focusing on the US and Caribbean property treaty portfolio. I previously worked at Everest, helping to underwrite across a variety of Facultative and Treaty lines of business. Alongside reinsurance, I enjoy playing cricket, football and tennis in my free time.
Valuable insights from claims data often lie buried and untouched in thousands of reports and surveys. We prioritise transforming this vast amount of information into actionable knowledge in our bespoke D&A and MI platforms.
By analysing past claims data to identify trends and pinpoint the root causes of losses, we can develop preventative strategies and improve future underwriting decisions. It also enables us to tell better stories about preventative technologies, and develop deeper risk management solutions that are innovative, unique and reflect Claims’ critical position as the core of our business.
Steve Agutter
HEAD OF CLAIMS
As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.
Lorraine Hayward
Head of Reinsurance Claims
I joined Inigo in July 2024 as Head of Reinsurance Claims with a focus on Non-Marine Cat, Risk and Speciality lines (US and International). I have 25 years claims experience for Property & Casualty Insurance and Reinsurance, both Lloyds and company market. Before Inigo I was Reinsurance Claims Manager at Hiscox Re & ILS and prior to that I held claim and operations roles at Generali, Chubb & CNA. My outside interests include walking/hiking and travelling. I am a walk leader in my spare time.
Relationships: Refreshingly human communication, transparent at every step.
Decisive: A dedicated point person empowered with authority to make decisions.
Leadership: Technical expertise to ‘rally the market’ pushing the industry forward.
Creative: Disrupting the market by seeking bold solutions.
Visible: Claims at the forefront, a calming presence to support you and your business.
Analytical: Leaning on our insights and learning from losses.
Managing operational, personnel, service-related, and litigation risks businesses may face.
Safeguarding physical assets and covering against the financial consequences of operational interruption.
Protection for some of today’s most complex and fast-changing risks — from cyber threats and geopolitical instability to other forms of malicious activity.
In an industry full of promises, we stand apart by delivering on them with a refreshingly human touch. We’re not pen-pushing claims handlers with transactional mindsets, our focus is on delivering additional value and care when our clients most need us.
Protection against the financial impact to a business, its Directors, customers and employees from a variety of risks.
Protection for physical assets and litigation risks across onshore energy and mining, including oil & gas, petrochemicals, power and renewables.
Our approach to reinsurance underwriting starts with understanding the science of each risk. From Natural Catastrophes to Cyber Threats, we combine technology with human judgement to support better decisions and outcomes for our clients and ourselves.
Instead of relying on traditional delegated underwriting models, we take a more proactive, strategic and data-led approach. We work closely with MGAs and wholesale brokers to identify new opportunities and build bespoke solutions for clients, backed by our capacity.
