Insurance & Reinsurance / Financial lines / Financial Institutions

Financial Institutions

Behind the banks, building societies, and other financial institutions safeguarding our wealth are those who protect the protectors.

We offer a full suite of financial lines products – including crime, professional indemnity, and Directors and Officers coverage – for institutions across the USA, Canada, Australia, UK and Europe.

Our aim is to understand the nuance of risk to produce actionable, accurate and transparent insights. This allows us to provide meaningful capacity for our clients and create innovative, tailored solutions, with a long-term strategic outlook.

TERRITORY

Worldwide with an emphasis on USA, Canada, Australia, UK and Europe.

PRODUCTS

FI includes: Professional Indemnity, Directors & Officers, Crime, Pension Trustees Liability, Public offering of securities, and Employment practices liability.

10 M

LIMITS OFFERED

FI offers clients cover up to a maximum of 10M USD, CAD and AUD, and 10M GBP – available for Primary and Excess layers.

WHY CHOOSE US?

We like to say ‘yes’. Our Financial Institutions (FI) insurance offers up to 10M in cover for a wide variety of FIs based worldwide, with a risk appetite that challenges the market.

Empowered and centralised decision making enabled by experienced underwriting and data analytics, means we can uncover hidden and unique risk factors to provide transparent solutions.

  • Worldwide primary lead underwriting appetite and capability that challenges traditional global carriers
  • Market-leading service levels
  • Highly experienced claims team and service
  • Single, central and nimble underwriting platform
  • Technical capability and empowered underwriting decisions
  • Active client engagement and the ability to travel
  • Long-term strategic underwriting approach
  • Real-time data & analytics supporting stable and consistent underwriting
  • We aim to say yes

Financial Institutions Team

Ed Whitworth

HEAD OF FINANCIAL LINES

Ed Whitworth

Apart from some time in the British Army, I have been underwriting US and international publicly-traded companies for most of my career, with a focus on primary. I spent nine years underwriting at Hiscox before becoming Head of Directors & Officers Liability at Inigo. In my spare time I am a big fan of the outdoors – all year round. I also coach rugby and volunteer as a vaccinator for the NHS.

London, United Kingdom

[email protected]

Jane Bennett

HEAD OF FINANCIAL INSTITUTIONS

Jane Bennett

I am the Head of Financial Institutions. We provide executive protection cover to a full range of different financial institutions around the globe. In my leisure time, I enjoy reading and the theatre. For many years, I have also been a member of a local book club.

London, United Kingdom

[email protected]

Adam Brown

UNDERWRITER

Adam Brown

I work in the Financial Institutions team as a Senior Underwriter. We provide market-leading coverage to a wide range of global financial institutions on a primary and excess basis. We recognise each business is different, and work with brokers and clients to deliver tailor-made solutions. When not looking after my two kids, I’ll be on the golf course or watching sport (probably football). I also run frequently, and love a holiday with family and friends.

London, United Kingdom

[email protected]

Tom Falkner

UNDERWRITER

Tom Falkner

I am an underwriter in the Financial Institutions team. From my experience as a broker, I recognise the importance in providing a comprehensive and bespoke solution to our clients, with a human touch. Outside of work, I am a keen skier, cricketer and runner. I also enjoy tennis and golf (with a bit more practice needed for the latter). I am a rugby fan and support Bath as patiently as I can.

London, United Kingdom

[email protected]

Nelly Dalton

Underwriter

Nelly Dalton

I work within the Financial Institutions team, which offers a full suite of financial lines products helping to protect clients in an ever-evolving market. Outside of work I love anything to do with the outdoors whether that is tennis, supporting Saracens or skiing.

London, United Kingdom

[email protected]

Jonathan Adams

LEAD PRICING ACTUARY

Jonathan Adams

Prior to joining Inigo in September 2024, I worked as a pricing actuary at SCOR, focussing on Casualty, PI and D&O across the US and Europe. In a previous life, I worked in Life Insurance, in the Business Development team of a large reinsurer. Outside of work, I enjoy travelling (often for long hikes), playing sports to generally diabolical standards and learning piano.

London, United Kingdom

[email protected]

THE INIGO CLAIMS EXPERIENCE

Valuable insights from claims data often lie buried and untouched in thousands of reports and surveys. We prioritise transforming this vast amount of information into actionable knowledge in our bespoke D&A and MI platforms.

By analysing past claims data to identify trends and pinpoint the root causes of losses, we can develop preventative strategies and improve future underwriting decisions. It also enables us to tell better stories about preventative technologies, and develop deeper risk management solutions that are innovative, unique and reflect Claims’ critical position as the core of our business.

Explore Claims

Steve Agutter

HEAD OF CLAIMS

Steve Agutter

As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.

London, United Kingdom

[email protected]

Yera Patel

HEAD OF THIRD PARTY CLAIMS, HEAD OF LEGAL

Yera Patel

I lead our Third Party claims area, specialising in D&O, Financial Institutions and Liability claims. I have over 20 years experience in the US and UK Markets. I am a New York licensed attorney, formerly in private practice. and before Inigo, I held Financial Lines Claims & Underwriting Management leadership positions at AXA XL and Beazley following my role at AIG in the Coverage Litigation and Financial Lines Departments. In addition to my Claims responsibilities, I am also is Head of Legal at Inigo and joined in January 2021.

London, United Kingdom

[email protected]

Diane Lenkowsky

Claims Analyst

Diane Lenkowsky

I am a Senior Claims Analyst focused on D&O and Financial Institutions. Before joining Inigo, I worked for 10 years in private practice in the United States where I handled all aspects of civil litigation on a broad range of cases, including D&O and EPLI matters. I joined Inigo in October 2024.

London, United Kingdom

[email protected]

Eleanor Simon

CLAIMS ANALYST

Eleanor Simon

I am a Senior claims Analyst, responsible for handling Financial Lines, Cyber and Casualty claims at Inigo. I am a qualified Solicitor of the Senior Courts of England and Wales. Formerly with the law firm DLA Piper, I focussed on coverage and defence of high value claims across a range of classes of businesses, with first-hand expertise in cross border litigation and international arbitration. I gained claims experience at AXA XL, with a specific focus on handling US D&O. In my spare time, I enjoy getting outdoors, particularly hiking and sailing in the UK or abroad.

London, United Kingdom

[email protected]

Oshana Benotmane

CLAIMS ANALYST

Oshana Benotmane

I joined Inigo in 2023 having graduated from University College London studying the LLM with a focus on Corporate Governance and Marine Insurance. As Claims Analyst I primarily handle General Liability and Marine & Energy Claims. Outside of work I enjoy running the Saturday morning parkruns.  

London, United Kingdom

[email protected]


    Relationships: Refreshingly human communication, transparent at every step.

    Decisive: A dedicated point person empowered with authority to make decisions.

    Leadership: Technical expertise to ‘rally the market’ pushing the industry forward.

    Creative: Disrupting the market by seeking bold solutions.

    Visible: Claims at the forefront, a calming presence to support you and your business.

    Analytical: Leaning on our insights and learning from losses.

    Financial Institutions IN ACTION

    Report

    Inigo FI Asset Management Proposal Form

    Inigo FI Broker Securities Dealer Proposal Form


    Inigo FI Corporate Service Provider Proposal Form


    Inigo FI Private Equity Venture Capital Proposal Form


    2023 Defense Counsel Survey

    The inside story on US Directors and Officers Litigation


    2024 Defense Counsel Survey

    The litigation arena continues to evolve as the pandemic recedes further in the rear-view mirror and companies operate in a higher-interest rate environment.


    Inigo FI D&O Proposal form


    Inigo FI Bank Form


    Inigo FI Insurance Form