We’ve all witnessed the devastating effects of natural and man-made disasters. And all pointers suggest it’ll get worse before it gets better.
Our specialist commercial property insurance offers extensive coverage for direct physical loss or damage, business interruption, and natural catastrophes spanning sectors like Commercial Real Estate, Public Entities, Hospitality, Retail/Wholesale, Institutions, Manufacturing, Media & Telecommunications, and Healthcare.
By combining advanced analytics and close collaboration between our Exposure Management, Pricing, Underwriting, and Insights teams, we’ve crafted a bespoke, Inigo-specific perspective on Natural Catastrophe risk that adapts to evolving threats, setting us apart in the market and ensuring your coverage remains relevant and effective at all times.
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TERRITORY
Worldwide with an emphasis on USA, Canada, Australia, Europe, Japan and the UK.
PRODUCTS
Commercial Property includes All Risks, Single Peril, Difference in Conditions/Difference in Limits (DIC/DIL), and our post-event, on-site mental health support product – Inigo Aid.
LIMITS OFFERED
Commercial Property insurance covers clients for up to $50m Maximum Line, and $10m Maximum Critical CAT Line, available as Primary and Excess layers.
Commercial Property insurance provides up to $50M in coverage, with $10M for critical CAT risks, available worldwide. We protect sectors from real estate to healthcare against physical loss, business interruption, and natural catastrophes.
With our unique AI-powered engineering dashboard, backed by catastrophe experts, and post-event mental health support through Inigo Aid, we offer unmatched insights and future-proofed, adaptable protection.
Chris Hill
HEAD OF PROPERTY D&F
The Property D&F team insures clients’ properties for everything from fire to earthquakes. As head, I help guide our appetite for different types of clients and the capital we can offer. Our talented and diverse team is involved with all parts of our business and culture, and are encouraged to express their ideas and opinions. I love learning new things, reading books, podcasts, and even kite surfing – which is exhausting, but exhilarating.
London, United Kingdom
[email protected]
Tom Hilton
UNDERWRITER
I am an Underwriter working within the Property D&F team. I specialise in US domiciled risks with over a decade of experience within Lloyd’s and Company markets. Since joining Inigo, I’m impressed with our detailed, data-led approach to better understand our clients needs and forge long-term partnerships. Outside of work, I love to play sport having represented Lloyd’s Football and Cricket teams in the past. Now I limit myself to hacking it round a golf course whenever I get the chance.
Kathrine McIlroy
Line Underwriter
I am a Lead Underwriter on the Property D+F Team responsible for handling North American business with a focus on Industrial Risks. I have experience as a prior retail and wholesale broker in the USA and UK working with large complex global clients. My love of insurance started at University; I have a degree in Risk Management from The University of Georgia. I enjoy travelling, finding the best kept secret London restaurants, and taking a stab at DIY during my free time.
Donald Gordon
I am an underwriter in the Property D&F Team here at Inigo with over 10 years experience in the Lloyd’s market. I’m also a qualified actuary and love the combination of portfolio management and carving out specific deals that suit clients’ needs. Recreationally I love most ball sports, running, watching my kids grow up and the occasional bit of rock climbing.
Claudia Williams
I am a D&F property underwriter with 9 years of experience in the London market at Inigo, Lancashire and Canopius. I enjoy building relationships with our clients and maintaining the partnerships throughout market cycles and the challenges they possess. Aside from insurance I enjoy long walks with the dog, I make my own curtains and I’ll try my hand at any sporting activity!
Abigail Seakens
I like to consider myself as part of the furniture here at Inigo having joined just after the company started writing business in March 2021 – I’ve loved being a part of the growth of the company and the property book, building valuable knowledge and experience while doing so. I enjoy meeting with clients and learning about their business to build long term relationships. Recently, I’ve also gained experience working within General Liability, this will bring me closer to clients as I can assist with cross sell and understand the needs of their business more broadly than just property insurance (which is my first love). Before Inigo, I spent 4 years working on the US Property team at SCOR, where I started my career in the industry. Outside of work, travel is my passion and I’m a total foodie – whether that’s cooking or preferably just eating.
Ed Boyd-Wallis
I work as an Assistant Underwriter in the Property team. After achieving a BSc Physics degree at the University of Bristol I started my career at Lancashire Insurance where I worked for 4 years before joining Inigo. I originally started in Terrorism and Political Risk before moving into D&F in 2020 where I have since done a mix of Delegated Authority and Open Market. Outside work I am always enthusiastic to do new things in new places whether that be surfing in Norway or listening to a new book on some random hilltop.
Callum Barrett
I am an Assistant Underwriter for the Property D&F team. I thoroughly enjoy working with a diverse array of clients in providing insurance solutions that best suit their unique business needs. Since joining Inigo in 2022, the company continues to push forward with the use of data and analytics combined with experience to aid better underwriting decisions. Outside of work, I enjoy most sports but am a keen golfer, playing off a handicap of 6 and support Chelsea.
Lucy Martin
I am an Assistant Underwriter for the Property D&F team. Having graduated from the University of Bristol with a First Class in Biomedical Sciences, I endeavour to use my analytical and data-oriented mindset to make informed underwriting decisions. Outside of work, I love to travel. In fact, I have just returned from a 6 month stint in Australia! I am also a big Arsenal fan so I tend to spend my weekends frequenting the Emirates Stadium alongside continually hunting for new restaurants!
Hideki Itabashi
Underwriter
I joined Inigo as an Assistant Underwriter in September 2024, after 3 years at Willis servicing Japanese clients across all lines of business. With a background in statistics, I am excited to approach underwriting with a technical lens. I enjoy working in Inigo’s vibrant and collaborative environment, with everyone focusing on delivering for our clients using our proprietary analytics and insights. Outside of work, I am mainly playing or watching sports. I currently captain my rugby team London Japanese RFC, plus I enjoy swimming and a bit of golf on the side. I moved to London from Tokyo when I was 5, and I have been supporting Arsenal since.
Ioanna Stylianou
LEAD PRICING ACTUARY
I joined Inigo in September 2022 as a Pricing Actuary working in Fist Party pricing. I bring Property pricing experience from personal lines having worked at RAC, Lloyds Banking Group and British Gas and also London Market at Axis Capital. As a lead Pricing Actuary for Property D&F I make sure our pricing models are up to date and work closely with underwriters and the rest of the business to provide insights and data for better understanding risk.
Ian Powell
Wording Specialist
With a career spanning both insurance brokerage and underwriting, I began at Willis Faber and Dumas in the Oil and Gas Division, followed by roles at CT Bowring (Marsh) and Alexander Howden (Aon). I then transitioned to underwriting, joining Liberty Syndicates, and later worked with Markel before landing at Inigo. While my core expertise lies in North American Property, I have also worked across International Property, Liability, Contingency, Space, and more. Outside of work, I’m a lifelong sailor, though never a competitive racer. Lately, I’ve developed a passion for cars, which is becoming an exciting (and expensive) hobby. I also love traveling and exploring the many beautiful corners of the world.
Valuable insights from claims data often lie buried and untouched in thousands of reports and surveys. We prioritise transforming this vast amount of information into actionable knowledge in our bespoke D&A and MI platforms.
By analysing past claims data to identify trends and pinpoint the root causes of losses, we can develop preventative strategies and improve future underwriting decisions. It also enables us to tell better stories about preventative technologies, and develop deeper risk management solutions that are innovative, unique and reflect Claims’ critical position as the core of our business.
Steve Agutter
HEAD OF CLAIMS
As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.
Perry Bowen
HEAD OF FIRST PARTY CLAIMS
I joined Inigo in November 2023 bringing more than 20 year’s experience in the Lloyds claims market. I have in recent years held senior claims roles at Ki/Brit, Pioneer and Arch with a strong focus on all 1st party classes. I am proud to work with underwriters who see the claims value proposition in order to retain and grow their wider business. I am also keen to promote the claims function of a syndicate as a great career choice to younger entrants to the London insurance market. In my spare time I like to watch most sports (Tottenham Hotspur when they win) and get on my Peloton for a workout at every opportunity.
James Bradley
CLAIMS ANALYST
I made the switch from personal lines broking at A Plan Insurance, just after the pandemic to join Inigo as a First Party Claims Analyst in March 2022. I specialise in open market Property D&F, Political Violence and Terror, Onshore Energy and Mining claims. My aim is to learn from the claims experience and collaborate with Underwriters to provide informed decision making, based on the real world examples that support the underlying data. With a range of knowledge built up in a relatively short time in the Lloyd’s Insurance Market, I bring management experience in previous client facing roles to engage and rally the insurance market to provide the best possible outcome.
Relationships: Refreshingly human communication, transparent at every step.
Decisive: A dedicated point person empowered with authority to make decisions.
Leadership: Technical expertise to ‘rally the market’ pushing the industry forward.
Creative: Disrupting the market by seeking bold solutions.
Visible: Claims at the forefront, a calming presence to support you and your business.
Analytical: Leaning on our insights and learning from losses.
With a sharp focus on technology and innovation we collect rich information from rarely used sources, unlocking valuable insights for our customers that traditional analysis often misses - deepening understanding and building trust.
In an ever changing world we look to partner with our clients to offer bespoke cover to your particular needs, and create a long-term relationship that drives value for our customers.
The embodiment of deep thinking, we challenge the market with consolidated risk expertise that provides unparalleled geopolitical insights.
We’re claims analysts with decades of experience and technical expertise, cutting through red tape to solve complex problems with quick, empowered decision-making and a personal service.
We are driven by data excellence and are laser-focused on protecting people from the fallout of tough decisions. Breaking down complexity in high-risk environments is in our DNA.
At Inigo, we support clients by identifying trends and strategically planning for the energy transition focusing on operational efficiency and a sustainable future.
We strive to be a step ahead, anticipating the future of each risk profile to provide substantial, thoughtfully arranged data-driven capacity that shields your business from the unexpected.
