Building greatness starts with unshakeable foundations. Our General Liability insurance is the bedrock that supports the ambitions of Fortune 1000 companies across industries like construction, rail, hospitality, real estate, mining, manufacturing, and more.
With a fearless appetite for risk and a client-centric approach founded on in-depth understanding and engagement, we design bespoke solutions that adapt to your unique challenges where others may struggle.
Backed by a culture of collaboration, unmatched service, and industry expertise, we don’t just protect. We give you the confidence to push boundaries and grow.
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TERRITORY
Available in the USA.
PRODUCTS
Products within General Liability include Public, Products, Auto and Advertising liabilities, Punitive Damages and other associated umbrella coverages.
LIMITS OFFERED
General Liability is primarily for Fortune 1000 companies, limited to a maximum of 35M USD, and available as excess and umbrella layers.
We offer Fortune 1000 companies bespoke General Liability solutions with a $35M limit across excess layers. Our in-house specialists in Wording, Exposure Management, and Claims provide tailored expertise.
Working across business lines to deliver clear, transparent decisions and draw on advanced data analytics, we build meaningful partnerships and continuously refine our underwriting to meet evolving challenges.
Ed Wallis
HEAD OF CASUALTY
I head up our Casualty Division, consitiong of Marine and Energy and General and Auto Liability classes of business. My three young kids take up most of my free time. When I do get a moment of peace, I am an avid Chelsea fan. I also really enjoy cooking and eating out.
London, United Kingdom
[email protected]
Flavia Lyons
UNDERWRITER
As a General Liability Underwriter, I analyse, price and negotiate contract terms for large and complex third-party liability risks, predominantly from the US. With a diverse expertise and appetite, ranging from excess casualty for Fortune 1000 businesses to primary level coverage for SMEs, I aim to create long- term solutions and client relationships. To switch off, I enjoy running, tennis and learning to solve cryptic crosswords.
Alasdair MacKechnie
As an Underwriter, I analyse and assess risk for US-based companies. We offer the risk transfer that provides corporations with the security and stability needed to develop and grow their business. Away from the office, I love to stay active and play squash whenever possible.
Neil Noble
Prior to joining Inigo in Sept 2023, I spent 31 years working for AIG, always in US Casualty underwriting, and most recently running the Manufacturing & Transportation part of the Lex-London US General Casualty underwriting team. I have a total of 33 years of experience working with many US Fortune 1000 customers, underwriting lead, mid and high excess layers for a wide range of manufacturers & land transportation providers. When I’m out of the office, I enjoy cricket, golf and running, and am a West Ham United season ticket holder.
Olivia Reynolds
As an Underwriter on our US General Liability team, I offer clients cover for their third-party liabilities arising from the products they sell or their premises. While we focus on US-based Fortune 1000 companies, we also cover global exposures. Our portfolio mainly includes the rail, construction, manufacturing, and hospitality sectors. Outside of work, I’m attempting to learn to play the piano, and have a serious love/hate relationship with running.
Bezawit Negussie
Prior to joining Inigo in July 2023, I worked at Lockton for over 4 years in various roles and as an International Casualty Broker in my most recent role there. I completed my postgraduate degree in International Management at Southampton Business School and prior to Insurance, worked for a startup incubator in Ethiopia, focusing on Agri-Tech early-stage business ideas.
Anthony Sa'id
LEAD PRICING ACTUARY
As an embedded pricing actuary within the Marine and Energy Liability team, I work closely with the underwriting team to build and maintain pricing models reflective of the risks our clients face. I also carry out bespoke pricing analyses for cover that we provide on a reinsurance basis. Outside of work, I’m currently learning Spanish and enjoy playing a variety of sports. I am a lifelong Arsenal fan.
Valuable insights from claims data often lie buried and untouched in thousands of reports and surveys. We prioritise transforming this vast amount of information into actionable knowledge in our bespoke D&A and MI platforms.
By analysing past claims data to identify trends and pinpoint the root causes of losses, we can develop preventative strategies and improve future underwriting decisions. It also enables us to tell better stories about preventative technologies, and develop deeper risk management solutions that are innovative, unique and reflect Claims’ critical position as the core of our business.
Steve Agutter
HEAD OF CLAIMS
As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.
Penny Wood Hill
CLAIMS ANALYST
I handle claims emanating from Marine and Energy Liabilities. Dealing with losses related to P&I, Shipowners, Ports & Terminals, Shipyards and maritime employees. On the energy side, liability losses for Contractors/Operators from offshore/onshore projects, pipelines, refineries to offshore construction. I bring 35 years of experience from Terra Nova (now Markel), Swiss Re and Axa XL, am an active member of the JMCC (Joint Marine Claims Committee) having been a past Chair, along with also being a former Chair of the LMX discussion group. In my spare time I enjoy walking my dog, cricket, music and skiing when I get the chance.
Kristina Mangino
I joined Inigo in 2024 as a Senior Claims Analyst responsible for General Liability and Cyber claims. I am a US qualified attorney, licensed in New York and New Jersey. In addition to working in private practice, I have worked at AIG and Chubb handling coverage litigation and complex general liability claims, including long tail exposure claims and class actions. In my free time, I enjoy hiking, traveling, and seeing live music.
Jade Watt
I joined Inigo from a high-net-worth insurance company in August 2023 as a First Party Claims Analyst, specialising in Property D&F sector. New to the Lloyd’s Market, I bring a fresh and different perspective including legal research and analysis skills I developed in my previous role as well as from my Law undergraduate and ongoing Master’s.
Relationships: Refreshingly human communication, transparent at every step.
Decisive: A dedicated point person empowered with authority to make decisions.
Leadership: Technical expertise to ‘rally the market’ pushing the industry forward.
Creative: Disrupting the market by seeking bold solutions.
Visible: Claims at the forefront, a calming presence to support you and your business.
Analytical: Leaning on our insights and learning from losses.
With a sharp focus on technology and innovation we collect rich information from rarely used sources, unlocking valuable insights for our customers that traditional analysis often misses - deepening understanding and building trust.
In an ever changing world we look to partner with our clients to offer bespoke cover to your particular needs, and create a long-term relationship that drives value for our customers.
The embodiment of deep thinking, we challenge the market with consolidated risk expertise that provides unparalleled geopolitical insights.
We’re claims analysts with decades of experience and technical expertise, cutting through red tape to solve complex problems with quick, empowered decision-making and a personal service.
We are driven by data excellence and are laser-focused on protecting people from the fallout of tough decisions. Breaking down complexity in high-risk environments is in our DNA.
At Inigo, we support clients by identifying trends and strategically planning for the energy transition focusing on operational efficiency and a sustainable future.
We strive to be a step ahead, anticipating the future of each risk profile to provide substantial, thoughtfully arranged data-driven capacity that shields your business from the unexpected.
