The recently established international property team is focussed on providing a differentiated approach on risk transfer. With extensive underwriting experience in the London market, we are well positioned to manage the challenges that our clients face. Our aim is to offer bespoke solutions to complex risk.
Our specialist commercial property insurance offers extensive coverage for direct physical loss or damage, business interruption, and natural catastrophes spanning sectors such as Commercial Real Estate, Heavy industry, Public Entities, Hospitality, Retail/Wholesale, Institutions, Manufacturing, Media & Telecommunications, and Healthcare.
Alongside close collaboration between our Exposure Management, Pricing, Underwriting, and Insights teams, we’ve crafted a tailor made, Inigo-specific perspective on Natural Catastrophe risk that adapts to evolving threats, setting us apart in the market and ensuring your coverage remains relevant and effective at all times.
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TERRITORY
International business with a focus on Canada, Australia, New Zealand, Europe, UK and the Caribbean.
PRODUCTS
LIMITS OFFERED
50m USD Maximum Line. 10m USD Maximum Critical CAT Line.
We offer to the market a dedicated and trusted International property underwriting team, that is empowered to be decisive and solution oriented.
Chris Hill
HEAD OF PROPERTY D&F
The Property D&F team insures clients’ properties for everything from fire to earthquakes. As head, I help guide our appetite for different types of clients and the capital we can offer. Our talented and diverse team is involved with all parts of our business and culture, and are encouraged to express their ideas and opinions. I love learning new things, reading books, podcasts, and even kite surfing – which is exhausting, but exhilarating.
London, United Kingdom
[email protected]
Victoria Gobey
LINE UNDERWRITER
Vics has been in the market for over 25 years, starting her career in the industry in the late 1990’s at Willis Faber as an International property broker. She has spent the last 22 years as an underwriter for the Atrium syndicate, seeing all the highs and lows of the cycle.
During her time at Atrium, Victoria wrote a variety of both U.S and International business and her knowledge spans across a wide range of occupancies. She is an LIC underwriter having recently completed the relevant exams. With a keen focus on her career she is delighted to have joined the Inigo syndicate alongside Emma to lead, develop and grow the International property book along with the rest of the team.
Emma Smith
I’m a Lead Underwriter within the Property D&F team, with responsibility for building on and developing Inigo’s International property offering. I’m excited to be part of the Inigo journey to create tailor made solutions for clients based on an analytical and data led approach. With over 20 years of experience having worked in both Singapore and the Lloyd’s of London Insurance market, I bring a wealth of knowledge and underwriting expertise to the team, navigating complex global markets and delivering tailored underwriting solutions. A Chartered Insurer and ACII qualified, I am committed to maintaining the highest industry standards. Unlike most I didn’t fall into Insurance, I chose to study it at university, so have always had a passion for it. This also provided a strong foundation for a successful career in the industry. Outside of work, I enjoy photography, travelling, a bit of golf, and not having to tell my son to do his homework – which is rare!
Angus Scott-Bowden
UNDERWRITER
I’m an International Property Underwriter with over eight years of underwriting experience in the London Market, having recently joined Inigo from AXIS Capital in 2025. I’ve always been fascinated by how the environment shapes the world we live and work in, and how extreme events can impact businesses. That curiosity continues to drive my passion for underwriting and interest in our ever-evolving industry. Outside of work, I’m a big sports fan and always up for a bit of friendly competition, so feel free to reach out if you fancy a game of padel or a round of golf!
Charlie Russell-Vick
ASSISTANT UNDERWRITER
I am an Assistant Underwriter in Inigo’s International Property D&F team, where I support the growth of the portfolio through analytical and client-focused solutions. After three years as an Operations Analyst at Inigo, I transitioned into underwriting, bringing a strong foundation in data and process. Using a collaborate mindset, I work closely with the underwriters to assess risks and deliver tailored insights contributing to the overall success of the team. Outside of work, I am a keen sports enthusiast, regularly playing football and golf.
Ioanna Stylianou
LEAD PRICING ACTUARY
I joined Inigo in September 2022 as a Pricing Actuary working in Fist Party pricing. I bring Property pricing experience from personal lines having worked at RAC, Lloyds Banking Group and British Gas and also London Market at Axis Capital. As a lead Pricing Actuary for Property D&F I make sure our pricing models are up to date and work closely with underwriters and the rest of the business to provide insights and data for better understanding risk.
Ian Powell
Wording Specialist
With a career spanning both insurance brokerage and underwriting, I began at Willis Faber and Dumas in the Oil and Gas Division, followed by roles at CT Bowring (Marsh) and Alexander Howden (Aon). I then transitioned to underwriting, joining Liberty Syndicates, and later worked with Markel before landing at Inigo. While my core expertise lies in North American Property, I have also worked across International Property, Liability, Contingency, Space, and more. Outside of work, I’m a lifelong sailor, though never a competitive racer. Lately, I’ve developed a passion for cars, which is becoming an exciting (and expensive) hobby. I also love traveling and exploring the many beautiful corners of the world.
Valuable insights from claims data often lie buried and untouched in thousands of reports and surveys. We prioritise transforming this vast amount of information into actionable knowledge in our bespoke D&A and MI platforms.
By analysing past claims data to identify trends and pinpoint the root causes of losses, we can develop preventative strategies and improve future underwriting decisions. It also enables us to tell better stories about preventative technologies, and develop deeper risk management solutions that are innovative, unique and reflect Claims’ critical position as the core of our business.
Steve Agutter
HEAD OF CLAIMS
As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.
Perry Bowen
HEAD OF PROPERTY & NATURAL RESOURCES CLAIMS
I joined Inigo in November 2023 bringing more than 20 year’s experience in the Lloyds claims market. I have in recent years held senior claims roles at Ki/Brit, Pioneer and Arch with a strong focus on all 1st party classes. I am proud to work with underwriters who see the claims value proposition in order to retain and grow their wider business. I am also keen to promote the claims function of a syndicate as a great career choice to younger entrants to the London insurance market. In my spare time I like to watch most sports (Tottenham Hotspur when they win) and get on my Peloton for a workout at every opportunity.
James Bradley
CLAIMS ANALYST
I made the switch from personal lines broking at A Plan Insurance, just after the pandemic to join Inigo as a First Party Claims Analyst in March 2022. I specialise in open market Property D&F, Political Violence and Terror, Onshore Energy and Mining claims. My aim is to learn from the claims experience and collaborate with Underwriters to provide informed decision making, based on the real world examples that support the underlying data. With a range of knowledge built up in a relatively short time in the Lloyd’s Insurance Market, I bring management experience in previous client facing roles to engage and rally the insurance market to provide the best possible outcome.
Relationships: Refreshingly human communication, transparent at every step.
Decisive: A dedicated point person empowered with authority to make decisions.
Leadership: Technical expertise to ‘rally the market’ pushing the industry forward.
Creative: Disrupting the market by seeking bold solutions.
Visible: Claims at the forefront, a calming presence to support you and your business.
Analytical: Leaning on our insights and learning from losses.
In an ever changing world we look to partner with our clients to offer bespoke cover to your particular needs, and create a long-term relationship that drives value for our customers.
With a sharp focus on technology and innovation we collect rich information from rarely used sources, unlocking valuable insights for our customers that traditional analysis often misses - deepening understanding and building trust.
The embodiment of deep thinking, we challenge the market with consolidated risk expertise that provides unparalleled geopolitical insights.
We’re claims analysts with decades of experience and technical expertise, cutting through red tape to solve complex problems with quick, empowered decision-making and a personal service.
We are driven by data excellence and are laser-focused on protecting people from the fallout of tough decisions. Breaking down complexity in high-risk environments is in our DNA.
At Inigo, we support clients by identifying trends and strategically planning for the energy transition focusing on operational efficiency and a sustainable future.
We strive to be a step ahead, anticipating the future of each risk profile to provide substantial, thoughtfully arranged data-driven capacity that shields your business from the unexpected.
Transforming complex risks into high-value opportunities through strategic collaboration.
