Liability Insurance

No business can stand or grow without solid foundations. Our General Liability insurance cover is the core that underpins our product lines. Providing the perfect companion to our specialised insurance, General Liability protects a range of Fortune 1000, US-based industries such as construction, rail, hospitality and real estate, mining, manufacturing, transportation and food and beverages.

Our appetite for risk, together with flexible underwriting covering a wide variety of attachment points, means we can offer bespoke cover to your particular needs and create a long-term partnership that benefits everyone.

Intrinsic to our underwriting capabilities is an unrivalled claims experience which sits at the centre of our Insurance and Reinsurance expertise.

General Liability Team

Ed Wallis


London, United Kingdom

e: [email protected]

I head up our General Liability (GL) team of underwriters. We provide third-party liability coverage (both public and products) to a large group of diverse risk managed companies. Typically, these are US-based and part of the Fortune 1000. My three young kids take up most of my free time. When I do get a moment of peace, I am an avid Chelsea fan. I also really enjoy cooking and eating out.

Flavia Lyons


London, United Kingdom

e: [email protected]

As a General Liability Underwriter, I analyse, price and negotiate contract terms for large and complex third-party liability risks, predominantly from the US. With a diverse expertise and appetite, ranging from excess casualty for Fortune 1000 businesses to primary level coverage for SMEs, I aim to create long- term solutions and client relationships. To switch off, I enjoy running, tennis and learning to solve cryptic crosswords.

Olivia Reynolds


London, United Kingdom

e: [email protected]

As an Underwriter on our US General Liability team, I offer clients cover for their third-party liabilities arising from the products they sell or their premises. While we focus on US-based Fortune 1000 companies, we also cover global exposures. Our portfolio mainly includes the rail, construction, manufacturing, and hospitality sectors. Outside of work, I’m attempting to learn to play the piano, and have a serious love/hate relationship with running.

Alasdair MacKechnie


London, United Kingdom

e: [email protected]

As an Underwriter, I analyse and assess risk for US-based companies. We offer the risk transfer that provides corporations with the security and stability needed to develop and grow their business. Away from the office, I love to stay active and play squash whenever possible.

Steve Agutter


London, United Kingdom

e: [email protected]

Steve is leading Inigo’s claims department responsible for all classes of business.

He brings 30+ years of insurance claims expertise to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions.

He also specialises in Catastrophe response and claims handling and will oversee all ceded Reinsurance claims at Inigo.

Yera Patel


London, United Kingdom

e: [email protected]

Yera leads our Casualty & Financial Lines claims area, specialising in D&O and Liability claims. She has 20+ years expertise in the US and UK.

She is a New York licensed attorney, formerly in private practice. Before Inigo she held Financial Lines Claims & Underwriting Management leadership positions at AXA XL and Beazley following her role at AIG in the Coverage Litigation and Financial Lines Departments.

She is also responsible for the Casualty Data & Analytics team at Inigo.

Eleanor Simon


e: [email protected]

Ellie is our Senior Claims Analyst responsible for handling Director and Officers, General Liability and Marine & Energy Liability claims at Inigo.

She is a qualified Solicitor of the Senior Courts of England and Wales.

Ellie was formerly with DLA Piper, focussing on coverage and defence of high value claims across a range of classes of businesses, with first-hand expertise in cross border litigation and international arbitration.

She gained claims experience at AXA XL, with a specific focus on US D&O.

Our Underwriting Appetite




General Liability is primarily for Fortune 1000 companies, limited to a maximum of $35m, and available as excess and umbrella layers.



Available in the USA.



Products within General Liability include Public, Products, Auto and Advertising liabilities, Punitive Damages and other associated umbrella coverages.

The Inigo Claims Experience

Visit any insurance company, and you’ll see promises about claims expertise and efficiency. To be frank, that should go without saying.

To us, a high-quality claims experience means so much more. It’s about appreciating everyone is different and understanding your unique challenges.

It’s about building a partnership on the foundations of a refreshingly human approach. One that trusts us to lead the way, take decisive action and be a calming influence – when and while you need us.

And it’s about proactively working to benefit everyone through insightful data analysis and creating innovative, bold solutions based on the lessons learned.

And yes. These core principles are underpinned by our responsive, nimble and expert claims team – empowered to make the right decisions at the right time to provide the best possible outcome.

Because some things really shouldn’t remain unsaid.