Reinsurance Team
Russell Merrett
FOUNDER AND CHIEF UNDERWRITING OFFICER
With 25 years’ experience in the insurance sector, my career spans broking, underwriting and launching an insurtech, Kinsu, in 2017. I am the former Managing Director of Hiscox London Market. Having joined Hiscox in 1997 as a reinsurance underwriter, I spent my next 16 years in senior positions, including Active Underwriter for Syndicate 33. Before my time at Hiscox, I was a reinsurance broker at Greig Fester. Since 2015, I have served as an Independent Non-Executive Director of RenaissanceRe Syndicate Management. Previously, I was also Chair of the LMA’s Reinsurance Business Panel and served on the Non-Marine Committee.
Damien Smith
REINSURANCE LINE UNDERWRITER
London, United Kingdom
I am a Treaty Underwriter in the Reinsurance team, which provides lead capacity to Property and Specialty businesses worldwide. I have particular focus on the International Property and Specialty portfolios. My outside interests include tennis, tai chi, yoga, and playing classical and acoustic guitar.
Nick Lazarus
REINSURANCE LINE UNDERWRITER
London, United Kingdom
I am a member of the Reinsurance leadership group, and involved in the underwriting and management of our property treaty account. Our particular emphasis is on business emanating from both the US and Caribbean regions. Outside of reinsurance, I harbour a ludicrous aspiration to open my own restaurant.
Adam Alvarez
HEAD OF INSIGHT AND REINSURANCE LINE UNDERWRITER
London, United Kingdom
I am one of the underwriters in the reinsurance team. In addition to my underwriting role, I run our Insight team. I’m interested in how we can use data science, earth science and technology to improve our products. When I can, I like to get outside on skis, paddleboards or bicycles.
Sarah Walcott
UNDERWRITER
London, United Kingdom
As a Reinsurance Underwriter, I analyse, price and negotiate terms and conditions on Property Treaty business, with a particular focus on North America. Having begun my career as an Actuary, I also assist with the building and development of our in-house reinsurance pricing tools. Away from work, I enjoy watching and playing sports, and currently play netball for my local team. I’m also interested in architecture and love exploring new cities around the world.
Tarnjeet Kang
UNDERWRITER
London, United Kingdom
As an Underwriter on our Reinsurance team, I focus on International Property and Specialty lines. Before joining Inigo, I worked on the Broking side and use this experience to help us better understand our clients’ and brokers’ needs, and ensure we provide a high-quality service. Outside work, I love travelling and immersing myself in different cultures. I spent three years living in Sapporo, Japan where I learnt a great deal, including learning to speak Japanese.
Daniel MacLaurin
UNDERWRITER
London, United Kingdom
As an assistant underwriter on our reinsurance team, I focus on international property lines. Prior to working at Inigo, I studied International Relations at the University of St Andrews. Away from work, in the winter months you’ll find me skiing and in the summer months on the cricket field.
Ruth Pike
ASSISTANT UNDERWRITER, REINSURANCE
London, United Kingdom
I am an Assistant Underwriter in the Reinsurance Team and I focus on International Property Treaty. My main responsibilities include analysing accounts and providing support to ensure we provide a high-quality service to our clients and brokers. My previous roles were in Catastrophe Modelling, and I use this experience to help assess the underlying risks. Outside of work I enjoy trying new recipes and dancing, sometimes I combine the two and dance in the kitchen.
Steve Agutter
HEAD OF CLAIMS
London, United Kingdom
As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.
Perry Bowen
HEAD OF FIRST PARTY & REINSURANCE CLAIMS
London, United Kingdom
I joined Inigo in November 2023 bringing more than 20 year’s experience in the Lloyds claims market. I have in recent years held senior claims roles at Ki/Brit, Pioneer and Arch with a strong focus on all 1st party classes. I am proud to work with underwriters who see the claims value proposition in order to retain and grow their wider business. I am also keen to promote the claims function of a syndicate as a great career choice to younger entrants to the London insurance market. In my spare time I like to watch most sports (Tottenham Hotspur when they win) and get on my Peloton for a workout at every opportunity.
Payal Shah
REINSURANCE CLAIMS ANALYST
London, United Kingdom
I am Inigo’s Reinsurance Claims Analyst, responsible for handling complex International Property and Specialty Claims including Large Catastrophe losses. Regularly analysing, interpreting and reporting loss data, I liaise with various internal and external stakeholders to strive for accurate reserving, efficient delivery and an excellent service for clients. I am proactively building my network in the market and increasing my technical knowledge through the LMA and CII. I am also proud to sit on the Wellbeing comittee for Inigo. Outside of work, I enjoy stand-up comedy, watching sport and trying to keep various house plants alive.
Our Underwriting Appetite
LIMITS OFFERED
60M
 
*Our reinsurance is limited to $60m Maximum Line for Property Catastrophe XL/Property Aggregate XL, up to $20m Maximum Line for Property Risk XS/Property Proportional/Specialty, and $15m Maximum Line for Retrocession.
TERRITORY
 
Worldwide with an emphasis on USA, Canada, Australia, Europe, Japan and the UK.
PRODUCTS
 
In addition to the products listed within the Limits offered section, our Property reinsurance product includes Parametric. Products within Specialty include Crop, Cyber, Entertainment, Nuclear, Surety, Terrorism and Wildfire Liability.
The Inigo Claims Experience
Visit any insurance company, and you’ll see promises about claims expertise and efficiency. To be frank, that should go without saying.
To us, a high-quality claims experience means so much more.
It’s about appreciating everyone is different and understanding your unique challenges. It’s about building a partnership on the foundations of a refreshingly human approach. One that trusts us to lead the way, take decisive action and be a calming influence – when and while you need us.
And it’s about proactively working to benefit everyone through insightful data analysis and creating innovative, bold solutions based on the lessons learned.
And yes. These core principles are underpinned by our responsive, nimble and expert claims team – empowered to make the right decisions at the right time to provide the best possible outcome.
Because some things really shouldn’t remain unsaid.
Steve Agutter
HEAD OF CLAIMS
London, United Kingdom
As Head of Inigo’s claims department, I am responsible for all classes of business. I bring 30+ years of insurance claims experience to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions. I specialise in Property & Energy claims as well as Catastrophe response and will also oversee all inwards/ceded Reinsurance claims at Inigo. I have been at Inigo since the start joining in December 2020 and I sit on the Inigo Executive Committee.
Perry Bowen
HEAD OF FIRST PARTY & REINSURANCE CLAIMS
London, United Kingdom
I joined Inigo in November 2023 bringing more than 20 year’s experience in the Lloyds claims market. I have in recent years held senior claims roles at Ki/Brit, Pioneer and Arch with a strong focus on all 1st party classes. I am proud to work with underwriters who see the claims value proposition in order to retain and grow their wider business. I am also keen to promote the claims function of a syndicate as a great career choice to younger entrants to the London insurance market. In my spare time I like to watch most sports (Tottenham Hotspur when they win) and get on my Peloton for a workout at every opportunity.
Payal Shah
REINSURANCE CLAIMS ANALYST
London, United Kingdom
I am Inigo’s Reinsurance Claims Analyst, responsible for handling complex International Property and Specialty Claims including Large Catastrophe losses. Regularly analysing, interpreting and reporting loss data, I liaise with various internal and external stakeholders to strive for accurate reserving, efficient delivery and an excellent service for clients. I am proactively building my network in the market and increasing my technical knowledge through the LMA and CII. I am also proud to sit on the Wellbeing comittee for Inigo. Outside of work, I enjoy stand-up comedy, watching sport and trying to keep various house plants alive.