Energy Insurance

Energy is more politicised than ever before. Green solutions, fossil fuels, fracking and nuclear energy are sparking global debate, discontent and disruption – often leaving people and businesses on the frontline. And it’s likely to get worse before it gets better. Our specialist Onshore Energy insurance protects companies worldwide against property damage and business interruption, with a focus on the US, Canada, Australia, Europe, Japan and the UK.

We cover businesses at all facets of the onshore energy spectrum – from oil refining, mid-stream industries such as gas plants, terminals and distribution, petrochemicals and chemicals, power generation, to renewables.

Intrinsic to our underwriting capabilities is an unrivalled claims experience which sits at the centre of our Insurance and Reinsurance expertise.

Onshore Energy Team

Paul Talbot


London, United Kingdom

e: [email protected]

I joined Inigo to build the Energy book, comprised of Downstream Oil, Gas & Petrochemicals, and Power and Renewables lines. With an engineering background in the processing industries and risk management, my passion is understanding and measuring property damage and business interruption risks, and working out how we can tailor cover to satisfy our clients’ needs. I love to cycle whenever I get the chance. It’s the best exercise there is while sitting down.

Harriet Graveson


Steve Agutter


London, United Kingdom

e: [email protected]

Steve is leading Inigo’s claims department responsible for all classes of business.

He brings 30+ years of insurance claims expertise to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions.

He also specialises in Catastrophe response and claims handling and will oversee all ceded Reinsurance claims at Inigo.

James Bradley


e: [email protected]

James made the switch from personal lines broking at A Plan Insurance, to join Inigo as a First Party Claims Analyst. He is working with Juliet in handling Property D&F, Political Violence and Terror, and Energy claims.

New to the Lloyd’s Insurance Market, James brings his management experience in previous client facing roles to engage and rally the insurance market to provide the best possible outcome.

Our Underwriting Appetite




Onshore Energy provides cover for up to $50m Maximum Line, and up to $10m Maximum Critical CAT Line.



Max Critical CAT Line



Worldwide with an emphasis on USA, Canada, Australia, Europe, Japan and the UK.



Products include Property Damage and Business Interruption insurance, available as Quota Share, Significant Primaries and Excess Layers.

The Inigo Claims Experience

Visit any insurance company, and you’ll see promises about claims expertise and efficiency. To be frank, that should go without saying.

To us, a high-quality claims experience means so much more.

It’s about appreciating everyone is different and understanding your unique challenges. It’s about building a partnership on the foundations of a refreshingly human approach. One that trusts us to lead the way, take decisive action and be a calming influence – when and while you need us.

And it’s about proactively working to benefit everyone through insightful data analysis and creating innovative, bold solutions based on the lessons learned.

And yes. These core principles are underpinned by our responsive, nimble and expert claims team – empowered to make the right decisions at the right time to provide the best possible outcome.

Because some things really shouldn’t remain unsaid.