Institutions Insurance

Behind the banks, building societies and other financial institutions that look after our cash and investments are the insurers who watch over them. We protect the protectors with a suite of products designed for a broad range of financial institutions.

We provide a full suite of financial lines products – including crime, professional indemnity, and directors and officers cover for a broad range of financial institutions based largely in the UK, Europe, USA, Canada and Australia.

Our clients are exposed to a range of risks relating both to their business line and location. We aim to say yes. We will work with you to provide meaningful capacity and create innovative solutions, backed by proactive, supportive, and effective claims handling – from initial notice to payment.

Intrinsic to our underwriting capabilities is an unrivalled claims experience which sits at the centre of our Financial Institutions Insurance and Reinsurance expertise.

Financial Institutions Team

Jane Bennett


London, United Kingdom

e: [email protected]

I am the Head of Financial Institutions. We provide executive protection cover to a full range of different financial institutions around the globe. In my leisure time, I enjoy reading and the theatre. For many years, I have also been a member of a local book club.

Adam Brown


London, United Kingdom

e: [email protected]

I work in the Financial Institutions team as a Senior Underwriter. We provide market-leading coverage to a wide range of global financial institutions on a primary and excess basis. We recognise each business is different, and work with brokers and clients to deliver tailor-made solutions. When not looking after my two kids, I’ll be on the golf course or watching sport (probably football). I also run frequently, and love a holiday with family and friends.

Tom Falkner


London, United Kingdom

e: [email protected]

I am an underwriter in the Financial Institutions team. From my experience as a broker, I recognise the importance in providing a comprehensive and bespoke solution to our clients, with a human touch. Outside of work, I am a keen skier, cricketer and runner. I also enjoy tennis and golf (with a bit more practice needed for the latter). I am a rugby fan and support Bath as patiently as I can.

Steve Agutter


London, United Kingdom

e: [email protected]

Steve is leading Inigo’s claims department responsible for all classes of business.

He brings 30+ years of insurance claims expertise to Inigo and was formerly AIG’s Chief Claims Officer, International responsible for management of all Commercial & Personal Lines claims across the International & Speciality Divisions.

He also specialises in Catastrophe response and claims handling and will oversee all ceded Reinsurance claims at Inigo.

Yera Patel


London, United Kingdom

e: [email protected]

Yera leads our Casualty & Financial Lines claims area, specialising in D&O and Liability claims. She has 20+ years expertise in the US and UK.

She is a New York licensed attorney, formerly in private practice. Before Inigo she held Financial Lines Claims & Underwriting Management leadership positions at AXA XL and Beazley following her role at AIG in the Coverage Litigation and Financial Lines Departments.

She is also responsible for the Casualty Data & Analytics team at Inigo.

Eleanor Simon


e: [email protected]

Ellie is our Senior Claims Analyst responsible for handling Director and Officers, General Liability and Marine & Energy Liability claims at Inigo.

She is a qualified Solicitor of the Senior Courts of England and Wales.

Ellie was formerly with DLA Piper, focussing on coverage and defence of high value claims across a range of classes of businesses, with first-hand expertise in cross border litigation and international arbitration.

She gained claims experience at AXA XL, with a specific focus on US D&O.

Our Underwriting Appetite




Financial Institutions (FI) offers clients cover up to a maximum of $10m USD, CAD and AUD, and £10m – available as Primary and Excess layers.




Worldwide with an emphasis on USA, Canada, Australia, Europe, Japan and the UK.



FI includes: Professional Indemnity, Directors & Officers, Crime, Investment Managers, Private Equity, Public offering of securities, and Employment practices liability.

The Inigo Claims Experience

Visit any insurance company, and you’ll see promises about claims expertise and efficiency. To be frank, that should go without saying.

To us, a high-quality claims experience means so much more.

It’s about appreciating everyone is different and understanding your unique challenges. It’s about building a partnership on the foundations of a refreshingly human approach. One that trusts us to lead the way, take decisive action and be a calming influence – when and while you need us.

And it’s about proactively working to benefit everyone through insightful data analysis and creating innovative, bold solutions based on the lessons learned.

And yes. These core principles are underpinned by our responsive, nimble and expert claims team – empowered to make the right decisions at the right time to provide the best possible outcome.

Because some things really shouldn’t remain unsaid.